{"id":4680,"date":"2023-11-27T17:26:02","date_gmt":"2023-11-27T16:26:02","guid":{"rendered":"https:\/\/luxurymagazine.cz\/?p=4680"},"modified":"2024-01-22T00:11:01","modified_gmt":"2024-01-21T23:11:01","slug":"jak-vam-pojisteni-muze-zaplatit-pujceni-nahradniho-sportovniho-vybaveni-na-dovolene","status":"publish","type":"post","link":"https:\/\/luxurymagazine.cz\/index.php\/2023\/11\/27\/jak-vam-pojisteni-muze-zaplatit-pujceni-nahradniho-sportovniho-vybaveni-na-dovolene\/","title":{"rendered":"Jak v\u00e1m poji\u0161t\u011bn\u00ed m\u016f\u017ee zaplatit p\u016fj\u010den\u00ed n\u00e1hradn\u00edho sportovn\u00edho vybaven\u00ed na dovolen\u00e9?"},"content":{"rendered":"\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Na dovolenou za sportem vyr\u00e1\u017e\u00ed spousta \u010cech\u016f. N\u011bkdo se vyprav\u00ed s celou rodinou na kola, jin\u00fd d\u00e1 zase p\u0159ednost n\u011bkolika dn\u016fm str\u00e1ven\u00fdm na ly\u017e\u00edch. Nebo snad pat\u0159\u00edte k t\u011bm, kdo rad\u011bji sbal\u00ed kompletn\u00ed golfovou v\u00fdbavu do bagu a vycestuje za dal\u0161\u00edm zat\u00edm neprozkouman\u00fdm h\u0159i\u0161t\u011bm? Co kdy\u017e ale va\u0161e sportovn\u00ed v\u00fdbava na cest\u00e1ch p\u0159ijde k \u00fahon\u011b? Jak si v takov\u00e9m p\u0159\u00edpad\u011b nenechat zkazit radost ze sportovn\u00edho vy\u017eit\u00ed? V\u00edte, \u017ee spr\u00e1vn\u011b zvolen\u00e9 poji\u0161t\u011bn\u00ed v\u00e1m m\u016f\u017ee proplatit t\u0159eba i zap\u016fj\u010den\u00ed n\u00e1hradn\u00ed v\u00fdbavy?<\/strong><\/p>\n\n\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"1000\" height=\"667\" src=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/Foto-k-clanku-KOOP.jpg\" alt=\"Jak v\u00e1m poji\u0161t\u011bn\u00ed m\u016f\u017ee zaplatit p\u016fj\u010den\u00ed n\u00e1hradn\u00edho sportovn\u00edho vybaven\u00ed na dovolen\u00e9?\" class=\"wp-image-4681\" srcset=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/Foto-k-clanku-KOOP.jpg 1000w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/Foto-k-clanku-KOOP-300x200.jpg 300w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/Foto-k-clanku-KOOP-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure><\/div>\n\n\n<div style=\"height:44px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Poji\u0161t\u011bn\u00ed, kter\u00e9 r\u00e1do sportuje<\/h2>\n\n\n\n<p>To, \u017ee se p\u0159ed cestou na dovolenou vybav\u00edte cestovn\u00edm poji\u0161t\u011bn\u00edm, je u\u017e pro v\u011bt\u0161inu z v\u00e1s nejsp\u00ed\u0161e sv\u00e9ho druhu samoz\u0159ejmost. Pokud si ale s sebou na cesty hodl\u00e1te p\u0159ibalit nap\u0159\u00edklad ly\u017ea\u0159skou v\u00fdbavu, obl\u00edbenou tenisovou raketu nebo j\u00edzdn\u00ed kolo, nebude od v\u011bci dop\u0159\u00e1t poji\u0161t\u011bn\u00ed i va\u0161im sportovn\u00edm propriet\u00e1m.<\/p>\n\n\n\n<p>Poji\u0161t\u011bn\u00ed sportovn\u00ed v\u00fdbavy lze p\u0159itom sjednat dv\u011bma zp\u016fsoby: bu\u010fto jako jednu z variant poji\u0161t\u011bn\u00ed majetku, nebo formou p\u0159ipoji\u0161t\u011bn\u00ed k va\u0161emu cestovn\u00edmu poji\u0161t\u011bn\u00ed. Oba typy poji\u0161t\u011bn\u00ed maj\u00ed sv\u00e9 v\u00fdhody a ka\u017ed\u00e9 um\u00ed n\u011bco trochu jin\u00e9ho.<\/p>\n\n\n\n<div style=\"height:44px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"1014\" src=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280-1024x1014.jpg\" alt=\"Jak v\u00e1m poji\u0161t\u011bn\u00ed m\u016f\u017ee zaplatit p\u016fj\u010den\u00ed n\u00e1hradn\u00edho sportovn\u00edho vybaven\u00ed na dovolen\u00e9?\" class=\"wp-image-4683\" srcset=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280-1024x1014.jpg 1024w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280-300x297.jpg 300w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280-150x150.jpg 150w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280-768x760.jpg 768w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<div style=\"height:44px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Poji\u0161t\u011bn\u00ed sportovn\u00ed v\u00fdbavy v r\u00e1mci poji\u0161t\u011bn\u00ed majetku<\/h2>\n\n\n\n<p>Dlouhodob\u011bj\u0161\u00ed poji\u0161t\u011bn\u00ed sportovn\u00ed v\u00fdbavy (jako nap\u0159\u00edklad&nbsp;<a href=\"https:\/\/www.koop.cz\/pojisteni\/pojisteni-majetku\/pojisteni-sportovni-vybavy-fit\"><strong>poji\u0161t\u011bn\u00ed sportovn\u00ed v\u00fdbavy FIT od Kooperativy<\/strong><\/a>) lze vyu\u017e\u00edt k ochran\u011b va\u0161eho sportovn\u00edho majetku p\u0159ed odcizen\u00edm \u010di po\u0161kozen\u00edm jak doma, tak na cest\u00e1ch. Ve\u0161ker\u00e9 sportovn\u00ed vybaven\u00ed \u2013 va\u0161e i cel\u00e9 va\u0161\u00ed rodiny \u2013 budete m\u00edt t\u00edmto zp\u016fsobem poji\u0161t\u011bno proti \u0161irok\u00e9mu spektru rizik: proti kr\u00e1de\u017ei, loupe\u017ei, vandalismu i&nbsp;<a href=\"https:\/\/cs.wikipedia.org\/wiki\/%C5%BDivel\"><strong>p\u0159\u00edrodn\u00edm \u017eivl\u016fm<\/strong><\/a>, ale p\u0159edev\u0161\u00edm tak\u00e9 proti va\u0161\u00ed vlastn\u00ed ne\u0161ikovnosti p\u0159i samotn\u00e9m (amat\u00e9rsk\u00e9m) sportov\u00e1n\u00ed, kdy nap\u0159\u00edklad zlom\u00edte ly\u017ei na sjezdovce nebo po\u0161kod\u00edte kolo p\u0159i p\u00e1du.<\/p>\n\n\n\n<p>Vztahovat se p\u0159itom ale bude tak\u00e9 na po\u0161kozen\u00ed \u010di rozbit\u00ed v\u011bc\u00ed b\u011bhem nakl\u00e1d\u00e1n\u00ed a vykl\u00e1d\u00e1n\u00ed do auta \u010di jin\u00e9ho dopravn\u00edho prost\u0159edku nebo p\u0159i dopravn\u00ed nehod\u011b. Poji\u0161t\u011bn\u00ed p\u0159itom lze vyu\u017e\u00edt jak pro va\u0161i vlastn\u00ed sportovn\u00ed v\u00fdbavu, tak pro v\u011bci vyp\u016fj\u010den\u00e9 \u010di pronajat\u00e9. A plat\u00ed to t\u0159eba i pro ty, kter\u00e9 si p\u016fj\u010d\u00edte p\u0159\u00edmo b\u011bhem dovolen\u00e9.<\/p>\n\n\n\n<p>Lze k n\u011bmu nav\u00edc sjednat praktick\u00e9 poji\u0161t\u011bn\u00ed odpov\u011bdnosti, d\u00edky n\u011bmu\u017e se nemus\u00edte ob\u00e1vat ani toho, \u017ee byste v p\u0159\u00edpad\u011b, \u017ee b\u011bhem sportov\u00e1n\u00ed zp\u016fsob\u00edte \u00fajmu n\u011bkomu ciz\u00edmu, museli \u0161kodu hradit ze sv\u00e9ho.<\/p>\n\n\n\n<div style=\"height:44px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"682\" src=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280-1024x682.jpg\" alt=\"Jak v\u00e1m poji\u0161t\u011bn\u00ed m\u016f\u017ee zaplatit p\u016fj\u010den\u00ed n\u00e1hradn\u00edho sportovn\u00edho vybaven\u00ed na dovolen\u00e9?\" class=\"wp-image-4682\" srcset=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280-1024x682.jpg 1024w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280-300x200.jpg 300w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280-768x512.jpg 768w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280-730x485.jpg 730w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<div style=\"height:44px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Cestovn\u00ed poji\u0161t\u011bn\u00ed se sportovn\u00edm p\u0159ipoji\u0161t\u011bn\u00edm<\/h2>\n\n\n\n<p>Co ale d\u011blat ve chv\u00edli, kdy na dovolen\u00e9 p\u0159ijdete o sv\u00e9 sportovn\u00ed vybaven\u00ed, ale p\u0159itom jste pr\u00e1v\u011b za sportem vyrazili? Jak sportovat, kdy\u017e nem\u00e1te s \u010d\u00edm nebo na \u010dem? Ide\u00e1ln\u00ed \u0159e\u0161en\u00ed v takov\u00e9m p\u0159\u00edpad\u011b nab\u00eddne p\u0159ipoji\u0161t\u011bn\u00ed sportovn\u00ed v\u00fdbavy, kter\u00e9 lze sjednat t\u0159eba ke kr\u00e1tkodob\u00e9mu&nbsp;<a href=\"https:\/\/www.koop.cz\/pojisteni\/cestovni-pojisteni\"><strong>cestovn\u00edmu poji\u0161t\u011bn\u00ed KOLUMBUS od Kooperativ<\/strong>y<\/a>.<\/p>\n\n\n\n<p>Poji\u0161\u0165ovna v\u00e1m v takov\u00e9 situaci nahrad\u00ed \u0161kodu na va\u0161em sportovn\u00edm vybaven\u00ed, ale tak\u00e9 v\u00e1m m\u016f\u017ee poskytnout \u00fahradu \u010d\u00e1stky za zap\u016fj\u010den\u00ed a n\u00e1jem n\u00e1hradn\u00edho sportovn\u00edho vybaven\u00ed (a to a\u017e do v\u00fd\u0161e 10 000 K\u010d), abyste se mohli sv\u00e9mu obl\u00edben\u00e9mu sportu v\u011bnovat tak, jak jste p\u016fvodn\u011b zam\u00fd\u0161leli. A pokud byste na zap\u016fj\u010den\u00e9 sportovn\u00ed v\u00fdbav\u011b zp\u016fsobili n\u011bjakou \u0161kodu, nemus\u00edte si s n\u00ed l\u00e1mat hlavu: poji\u0161t\u011bn\u00ed si s n\u00ed porad\u00ed.Nav\u00edc m\u00e1te mo\u017enost nastavit si platnost poji\u0161t\u011bn\u00ed p\u0159esn\u011b na konkr\u00e9tn\u00ed obdob\u00ed, kdy budete na cest\u00e1ch.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-2 is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"682\" data-id=\"4682\" src=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280-1024x682.jpg\" alt=\"Jak v\u00e1m poji\u0161t\u011bn\u00ed m\u016f\u017ee zaplatit p\u016fj\u010den\u00ed n\u00e1hradn\u00edho sportovn\u00edho vybaven\u00ed na dovolen\u00e9?\" class=\"wp-image-4682\" srcset=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280-1024x682.jpg 1024w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280-300x200.jpg 300w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280-768x512.jpg 768w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280-730x485.jpg 730w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/surfer-4234061_1280.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"1014\" data-id=\"4683\" src=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280-1024x1014.jpg\" alt=\"Jak v\u00e1m poji\u0161t\u011bn\u00ed m\u016f\u017ee zaplatit p\u016fj\u010den\u00ed n\u00e1hradn\u00edho sportovn\u00edho vybaven\u00ed na dovolen\u00e9?\" class=\"wp-image-4683\" srcset=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280-1024x1014.jpg 1024w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280-300x297.jpg 300w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280-150x150.jpg 150w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280-768x760.jpg 768w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/diving-equipment-6810171_1280.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1000\" height=\"667\" data-id=\"4681\" src=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/Foto-k-clanku-KOOP.jpg\" alt=\"Jak v\u00e1m poji\u0161t\u011bn\u00ed m\u016f\u017ee zaplatit p\u016fj\u010den\u00ed n\u00e1hradn\u00edho sportovn\u00edho vybaven\u00ed na dovolen\u00e9?\" class=\"wp-image-4681\" srcset=\"https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/Foto-k-clanku-KOOP.jpg 1000w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/Foto-k-clanku-KOOP-300x200.jpg 300w, https:\/\/luxurymagazine.cz\/wp-content\/uploads\/2023\/11\/Foto-k-clanku-KOOP-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/figure>\n\n\n\n<div style=\"height:34px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Zdroj foto: <\/strong>Pixabay.com, ShutterStock<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Na dovolenou za sportem vyr\u00e1\u017e\u00ed spousta \u010cech\u016f. N\u011bkdo se vyprav\u00ed s celou rodinou na kola, jin\u00fd d\u00e1 zase p\u0159ednost n\u011bkolika dn\u016fm str\u00e1ven\u00fdm na ly\u017e\u00edch. Nebo snad pat\u0159\u00edte k t\u011bm, kdo rad\u011bji sbal\u00ed kompletn\u00ed golfovou v\u00fdbavu do bagu a vycestuje za dal\u0161\u00edm zat\u00edm neprozkouman\u00fdm h\u0159i\u0161t\u011bm? Co kdy\u017e ale va\u0161e sportovn\u00ed v\u00fdbava na cest\u00e1ch p\u0159ijde k \u00fahon\u011b? 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